How does the process of selling my mobile home work?

aStep 1: Determine the Value of the inherited Mobile Home To determine the value of the mobile home, you can hire a professional appraiser or use online resources such as Zillow or Redfin to estimate the market value of the mobile home. Step 2: Gather Important Documents The important documents you will need to gather include:The title of the mobile homeThe bill of sale or receipt of purchaseAny documentation related to any liens or outstanding loans on the mobile homeThe death certificate of the previous owner if it was inherited from a deceased personA copy of the will, trust agreement or other legal document showing that you are the rightful heir or owner of the mobile home Step 3: Make Repairs and Improvements Make any necessary repairs and upgrades to the mobile home to make it more appealing to potential buyers. This could include updating the flooring, painting, and repairing any plumbing or electrical issues. Step 4: Work with a Real Estate Agent Consider working with a real estate agent who specializes in mobile homes. They can help you determine the appropriate price, market the mobile home, and negotiate with potential buyers. Step 5: Show the Mobile Home Once you have found potential buyers, schedule a time to show the mobile home to them. Be sure to highlight any repairs or upgrades you have made. Step 6: Negotiate and Close the Sale Once you have found a buyer, negotiate the terms of the sale and finalize the sale. You will need to transfer ownership of the mobile home by signing over the title to the new owner. Documents required for the inherited mobile home sale: The title of the mobile home The bill of sale or receipt of purchase Any documentation related to any liens or outstanding loans on the mobile home Death certificate of the previous owner if inherited from a deceased person A copy of the will, trust agreement or other legal document showing that you are the rightful heir or owner of the mobile home Contract of sale between you and the buyer Closing statement or settlement statement showing the sale price and any fees or expenses related to the sale

Do you purchase mobile homes in mobile home parks?

Yes – we purchase mobile homes even if you don’t own the land. We buy mobile homes in mobile home parks, no matter where in Pennsylvania you’re located.

Where are you currently buying mobile homes?

We want to work with homeowners all over Pennsylvania! If you need to sell a mobile home in Poconos, Stroudsburg, Hazleton, Allentown, Easton, Scranton, Reading and throughout the whole Pennsylvania state!

How do you determine the price to offer on my mobile home?

Great question, and we’re an open book: Our process is very straightforward. We look at the location of the property, what repairs are needed, the current condition of the property, and values of comparable mobile homes sold in the area recently. We always make fair cash offers, closing as quickly as you need us to.

How is a direct sale different from working with a real estate agent in Pennsylvania?

When you sell your mobile home directly to Sell Your Mobile Home Fast Company, you won’t have to pay for any repairs, commissions or other selling fees. We close fast and will work with you throughout the entire process.

How to Avoid Foreclosure in Allentown, PA – Sell Your Mobile Home Fast

Even though the housing market is rebounding, many people in Allentown, PA are still struggling to make their mortgage payments on time and trying to Avoid Foreclosure in Allentown.

If you’re worried about your monthly payments on your home or having trouble keeping up with your monthly mortgage payments already, you could be fearful that your mortgage provider is going to foreclose your mobile home.

Sell Your Mobile or Manufactured Home On Your Terms

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Selling your mobile home? Give us a call anytime at (570) 775-5777 or
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How to Avoid Foreclosure in Allentown, PA?

If you’re facing foreclosure in Allentown, PA, there are several steps you can take to try to avoid it:

Contact your lender: The first thing you should do is contact your lender as soon as possible. Explain your situation and ask if they have any options available to help you avoid foreclosure.
Consider a loan modification: Your lender may be able to modify your loan by changing the interest rate, extending the term of the loan, or changing the type of loan you have. This could help make your payments more manageable.
Look into refinancing: If you have equity in your home, you may be able to refinance your mortgage and use the proceeds to pay off your existing mortgage. This could help you avoid foreclosure and lower your monthly payments.
Sell your home: If you’re unable to make your mortgage payments, selling your home may be the best option. You may be able to sell your home quickly to a cash buyer or real estate investor who can help you avoid foreclosure.
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Consider a short sale: If you owe more on your home than it’s worth, you may be able to negotiate a short sale with your lender. This involves selling your home for less than you owe on your mortgage, but it can help you avoid foreclosure and eliminate your debt.
Consult with a foreclosure prevention counselor: There are many nonprofit organizations that offer free counseling services to help homeowners facing foreclosure. They can provide you with information on your options and help you develop a plan to avoid foreclosure.

Remember, the most important thing is to act quickly. The longer you wait, the fewer options you may have to avoid foreclosure.

The Ways of How To Avoid Foreclosure in Allentown Don’t Abandon Ship

Many people simply just give up and walk away from their home. There are even areas of Allentown have begun to resemble ghost towns, as the economy has impacted residents significantly.

Detroit is a prime example of what can happen when people abandon their homes.

This can be stressful situation, but it’s extremely important to keep in touch with a bank. A foreclosure will have a huge negative impact on your credit score and likely prevent you from purchasing a mobile home for years to come. If you sell your mobile home, you could leave a portion of the loan unpaid and the lender could pursue legal action against your for the unpaid portion.

While it’s extremely stressful, you do have options:

• Negotiate with your mortgage provider. Banks and other financial institutions are well aware that citizens of Allentown are struggling. If you haven’t missed a payment yet, you may have some leverage to renegotiate the terms of your loan. Banks don’t like foreclosing on homes and many will work with you if you aren’t too far behind. You may be offered forbearance, or even a full loan modification. Call them and discuss with them your options, don’t afraid to be open and also ask for advice.

• Ask for help from Uncle Sam. Over the last five years, the federal government has implemented a number of programs to help struggling homeowners like you. The Home Affordable Modification Program (HAMP) allows homeowners to modify their loans, reducing monthly payments. The Home Affordable Refinance Program allows homeowners who are current on their mortgage payments refinance an adjustable rate mortgage into a low-interest, fixed rate loan. Both of these programs are subject to eligibility requirements.

We understand that the possibility of losing your home can be very stressful. You aren’t alone. Citizens all over Allentown are going through the same troubles. Foreclosure can have a lasting effect on your financial life and it’s important to move quickly and take advantage of any options available. You could save both your credit rating and remain in your home.

We may be able to help you avoid foreclosure… connect with us today and lets discuss your situation. We don’t charge any fees… we’ll evaluate your situation… and present you your options so you can move forward and get this foreclosure behind you.

Give us a call anytime at (570) 775-5777 or
fill out the form on this website today! >>

How to Stop a Sheriff’s Sale in Allentown, PA

(information by Call Young, Marr, Mallis & Associates)

A Sheriff’s sale is every homeowner’s nightmare, you might have a chance to prevent the sale by filing for bankruptcy if you act quickly.

What is a Sheriff sale?

A sheriff’s sale usually happens after a homeowner fails to make mortgage payments on time and their home enters foreclosure. Generally, you must be behind by several months of payments before creditors initiate foreclosure proceedings. The Sheriff’s sale is the end of the foreclosure process, and the local government authorities will seize the house and auction it off, and the proceeds from the sale will be used to pay creditors. While most people hesitate to file for bankruptcy, doing so might halt the foreclosure process and prevent the Sheriff’s sale. You might have several options for bankruptcy, and the Sheriff’s sale should be put on hold until your bankruptcy case is completed, giving you time to make new financial arrangements. You should speak to your attorney immediately to avoid a Sheriff’s sale.

When Sheriff’s Sales Might Happen in Allentown, PA

Sheriff sales are a part of foreclosure proceedings, typically occurring at the very end of the foreclosure process. Usually, once creditors initiate foreclosure. Foreclosure is not always the first course of action, and creditors often send numerous notices before they resort to foreclosure. In many cases, creditors would rather work out a financial arrangement so you can catch up on payments rather than initiate foreclosure proceedings.

If no solution can be found, the creditor can file a lawsuit against you to get the money they are owed. The lawsuit is the beginning of the foreclosure process. How long it takes depends on whether you want to contest the foreclosure. You might litigate the matter in court or work with an attorney to explore other legal options. Typically, several months might pass between the filing of the lawsuit and the eventual Sheriff’s sale.

While the Sheriff’s sale might seem like the end of the line, there might still be hope. Legally speaking, the foreclosure is not final until the gavel comes down when your home is auctioned off. You have until this moment to take legal action and stop the sale. As such, you should speak with an attorney immediately.

Ways to Stop a Sheriff’s Sale in Allentown, PA

One way to stop a Sheriff’s sale is to put the entire foreclosure process on hold by filing for bankruptcy. You might think adding bankruptcy on top of foreclosure is simply making a bad situation worse, but this is not true. Bankruptcy is not a punishment, but it can be a solution to your financial troubles and help you keep your home under certain circumstances.

Chapter 13 Bankruptcy

When filing for bankruptcy, you can file for Chapter 13 bankruptcy. Chapter 13 bankruptcy allows you to restructure and reorganize your finances so you do not lose any important assets, like your home, vehicles, or other properties.

Under Chapter 13, the court allows you and your attorney to develop a reasonable payment plan to help you catch up on missed payments, including mortgage payments. Creditors may review your payment plan before it is finalized and express any concerns, and you might have to go back and forth until a final plan is devised.

Once your payment plan has begun, you must keep up with it for several years. At the end of the plan, if all goes well, the court may discharge certain remaining debts, and many other debts might be paid down.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is commonly referred to as liquidation bankruptcy. Under this chapter, you will sell off various assets and properties to pay for your debts. One aspect most people facing foreclosure are concerned with is keeping their home, and Chapter 7 bankruptcy might see your home liquidated and sold off. Our Allentown, PA bankruptcy lawyers can help you retain control over what assets are liquidated so that you can keep your home.

Generally, the person filing for bankruptcy is not in charge of selling off assets. Instead, a bankruptcy trustee is tasked with gathering and liquidating assets. Even so, this does not mean you have zero say in how your bankruptcy case proceeds. We can work with the trustee to avoid liquidating your home. This might be a good option if you have other valuable assets you do not mind parting with to keep your home.

What Happens to a Sheriff’s Sale in Allentown, PA After I File for Bankruptcy?

After you file for bankruptcy, several things happen that affect the Sheriff’s sale. First, an automatic stay goes into place that stops creditors from taking legal action against you for unpaid debts. The automatic stay would stop a creditor like a bank from initiating foreclosure proceedings or even contacting you to collect payment. Additionally, if there is an upcoming Sheriff’s sale, the automatic stay puts it on hold.

The good thing about automatic stays is that they take effect almost immediately as long as you have not filed for bankruptcy in the last few years. This means that even if the Sheriff’s sale of your home is happening very soon, you can file for bankruptcy and halt the sale.

While the automatic stay is in place, you and your attorney can work on initiating a payment plan under Chapter 13 bankruptcy or liquidating assets other than your home under Chapter 7. If your bankruptcy case is successful, you should be able to discharge some debts and hopefully hang onto your home.

When to Speak to a Lawyer About Stopping a Sheriff’s Sale in Allentown, PA

Once the foreclosure process begins, it can be difficult to stop. As such, it is imperative that you speak to an attorney about filing for bankruptcy as quickly as possible. If you have missed a few mortgage payments but foreclosure proceedings have yet to be initiated, you should still contact an attorney. The sooner you take action, the more likely you will avoid a Sheriff’s sale and keep your home.