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Can’t Sell A Mobile Home In Shelton, Stroudsburg, Allentown, Reading, Levittown, Philadelphia, Bethlehem, Scranton, Bensalem Township, Harrisburg, Lancaster Pennsylvania, Connecticut, New Jersey? We Could Help!

If you’re feeling discouraged and thinking, “I can’t sell my mobile home by myself in Shelton, Stroudsburg, Allentown, Reading, Levittown, Philadelphia, Bethlehem, Scranton, Bensalem Township, Harrisburg, Lancaster, Pennsylvania, Connecticut, New Jersey,” don’t worry. This article is here to help. If you’ve been struggling to sell your mobile home in Shelton, Stroudsburg, Allentown, Reading, Levittown, Philadelphia, Bethlehem, Scranton, Bensalem Township, Harrisburg, Lancaster, and haven’t received any offers yet, there’s no need to panic. You still have a few options available to help you sell your home at a fair price.

You may have already attempted this strategy: lowering your asking price.

While it’s natural to want to sell your mobile home for more than you originally paid, certain factors such as a slow housing market, a struggling economy, or structural or locational issues with your home may require you to decrease your asking price.

What could I do if I can’t sell my mobile home in Shelton, Stroudsburg, Allentown, Reading, Levittown, Philadelphia, Bethlehem, Scranton, Bensalem Township, Harrisburg, Lancaster?

Here are five other things you can try when you can’t sell your mobile home in Shelton, Stroudsburg, Allentown, Reading, Levittown, Philadelphia, Bethlehem, Scranton, Bensalem Township, Harrisburg, Lancaster:

1) Take It Off the Market

Perhaps you’re trying to sell your mobile home during the off-season when there are many similar properties on the market, such as in winter or during the holidays.

If this is the case, consider taking your home off the market for a few months until market conditions improve. Of course, this is only an option if you can afford to continue paying the mortgage during that time.

2) Take Out a Second Mortgage

If your home has a substantial amount of equity or if you have already paid off your mortgage, you may consider taking out a home equity loan, as long as you can afford the monthly payments. If taking out a second mortgage is not an option, you could try negotiating a loan modification payment plan with your lender or converting your adjustable rate mortgage to a fixed-rate mortgage with a lower interest rate. A home equity loan could also be used to finance other investments in real estate or other ventures.

3) Rent Out Your Home

If you’re finding it difficult to sell your mobile home in Shelton, Stroudsburg, Allentown, Reading, Levittown, Philadelphia, Bethlehem, Scranton, Bensalem Township, Harrisburg, Lancaster because you owe more on your mortgage than your home’s current market value, you may be “upside down” on your loan. This can occur if you purchased your home in the past few years and the home’s value has depreciated, or if the economy is unstable.

One option you could consider is negotiating with your mortgage lender to accept a lower amount than what you owe on the mortgage. If foreclosure seems like the only other option, your lender may be willing to accept a short sale instead. This is in the lender’s interest as it saves them from having to go through the foreclosure process.

To make a short sale happen, you’ll need to find a buyer who can close the deal quickly. We can help you with this – contact us today at 570-775-5777 for a hassle-free offer on your mobile home.

Keep in mind, though, that short sales can have an impact on your credit score. Having a pre-foreclosure on your credit report may disqualify you from obtaining another mortgage for at least a couple of years.

4) Consider a Short Sale

“I can’t sell my mobile home in Shelton, Stroudsburg, Allentown, Reading, Levittown, Philadelphia, Bethlehem, Scranton, Bensalem Township, Harrisburg, Lancaster because I owe too much!” This could happen if you purchased your home within the past few years and currently owe more than the home is worth on the market because the home depreciated in price or economy is unstable (this called being upside down).

In some cases, you could negotiate with your mortgage lender to accept less than what you owe on your mortgage. If it looks like the other option is foreclosure, your lender probably will accept a short sale. It is in the interest of a lender to adjust your payment then proceed with the foreclosure.

In order to do this, you’ll need to have a buyer on board who can close quickly. And this is where we could help you! Give us a call today at 570-775-5777 for a no-hassle offer on your mobile home.

Remember, however, that short sales can affect your credit scores. Redeeming a pre-foreclosure on your credit history might disqualify you from getting another mortgage for at least couple years.

5) “Lease to Own” Option

A lease to own option is when you rent out your mobile home with the option to purchase your mobile home at or before the lease expires. This is a good option if you can’t find qualified buyers because you can collect rent plus a lease option fee from a tenant while giving them time to save up for a down payment and establish their credit so they can get a mortgage to buy your home down the line.

You also could add a lease premium to their monthly rent that can either be applied to the down payment later or if they don’t end up exercising their option to buy your home – you can keep it as income.

I Can’t Sell My Mobile Home in Shelton, Stroudsburg, Allentown, Reading, Levittown, Philadelphia, Bethlehem, Scranton, Bensalem Township, Harrisburg, Lancaster Pennsylvania!

If you are interested in learning more your options for selling your home in Shelton, Stroudsburg, Allentown, Reading, Levittown, Philadelphia, Bethlehem, Scranton, Bensalem Township, Harrisburg, Lancaster Pennsylvania, Connecticut, New Jersey, call us at 570-775-5777 or fill out the form on this page to get more detail information sent to you right away.

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